Asset Allocation Calculator (by age)
Estimate a simple stock and bond allocation using age-based allocation rules.
Suggested Stock Allocation
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Suggested Bond Allocation
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Stock Amount
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Bond Amount
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Guide
How it works
Use this calculator to estimate a simple age-based asset allocation.
What this calculator does
The asset allocation by age calculator estimates stock and bond percentages using a simple age-based rule.
Asset Allocation Formula
Stock Allocation = 110 - Age
The calculator keeps the result within a practical range.
Example calculation
At age 40, the rule suggests about 70% stocks and 30% bonds.
When to use this calculator
- setting a starting allocation
- comparing risk by age
- planning retirement glide paths
- reviewing portfolio balance
FAQs
Is this personalized advice?
No. It is a simple rule of thumb for planning.
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