Loan & Debt Calculators
Free loan and debt calculators to estimate repayments, compare borrowing options, plan debt payoff, calculate APR, and understand the true cost of loans.
25 tools
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APR Calculator
Estimate annual percentage rate from loan amount, finance charges, and loan term.
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Auto Loan Payment Calculator
Estimate auto loan payment, total interest, and total repayment from amount financed.
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Balloon Payment Calculator
Estimate balloon loan payment, remaining balloon balance, and interest paid.
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Business Loan Calculator
Estimate business loan payments, fees, interest, and total financing cost.
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Car Loan Calculator
Estimate vehicle financing, monthly car loan payment, total interest, and amount financed.
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Credit Card Payoff Calculator
Estimate credit card payoff time, total interest, and total payments.
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Debt Avalanche Calculator
Plan debt payoff by targeting the highest interest rate first.
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Debt Payoff Calculator
Estimate how long it will take to pay off debt using monthly payments and extra payments.
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Debt Snowball Calculator
Plan debt payoff by targeting the smallest balance first.
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Debt-to-Income Ratio Calculator
Calculate debt-to-income ratio from monthly debt payments and gross monthly income.
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Early Loan Payoff Calculator
Estimate time and interest saved by increasing monthly loan payments.
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Equipment Loan Calculator
Estimate equipment financing amount, monthly payment, and total interest.
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Extra Payment Loan Calculator
Compare a standard loan payoff with a loan payoff that includes extra monthly payments.
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Home Equity Loan Calculator
Estimate available home equity, borrowing capacity, and home equity loan payment.
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Interest Rate Calculator
Estimate the implied interest rate from loan amount, payment, and term.
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Line of Credit Calculator
Estimate line of credit interest, available credit, and payoff time.
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Loan Affordability Calculator
Estimate an affordable loan payment and borrowing amount using income, debt, rate, and term.
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Loan Comparison Calculator
Compare two loans by monthly payment, total interest, fees, and total cost.
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Minimum Payment Calculator
Calculate an estimated minimum payment based on balance, percentage, and fixed minimum.
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Monthly Payment Calculator
Estimate a fixed monthly loan payment, total interest, and total paid.
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Mortgage Payment Calculator
Estimate mortgage principal and interest plus optional monthly tax and insurance.
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Personal Loan Calculator
Estimate personal loan payments, total interest, and total borrowing cost.
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Refinance Calculator
Estimate refinance monthly savings, net savings, and break-even time.
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Simple Interest Calculator
Calculate simple interest and total amount from principal, rate, and time.
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Student Loan Calculator
Estimate student loan payments, interest, repayment cost, and extra payment impact.