Car Depreciation Calculator

Estimate vehicle depreciation, annualized depreciation rate, and projected future value.

Last reviewed
July 8, 2026
Cost
Free to use
Data
Runs in your browser

Total Depreciation

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Depreciation Rate

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Annualized Depreciation

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Projected Future Value

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Methodology

How this calculator handles inputs

This calculator uses the values you enter above and applies the formula explained in the guide below. Results update in the browser and are intended for quick planning, comparison, and sanity-checking.

  • Use consistent periods, currencies, and units across inputs.
  • Review any assumptions before using the result in a decision.
  • Recalculate when rates, prices, tax rules, or business terms change.

Guide

How it works

Use this calculator to estimate car depreciation from purchase price, current value, years owned, and future depreciation assumptions.

What this calculator does

The car depreciation calculator estimates total depreciation, depreciation rate, annualized depreciation, and projected future value.

Formula

Depreciation = purchase price - current value

Depreciation rate = depreciation / purchase price

How to use it

Enter purchase price, current value, years owned, expected annual future depreciation, and projection years.

Common mistakes

  • assuming depreciation is linear
  • ignoring mileage and vehicle condition
  • using retail value when trade-in value is needed

FAQs

Why does depreciation matter?

Depreciation is often the largest cost of owning a vehicle.

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