Retirement Accounts Calculators

Plan and optimize tax-advantaged retirement accounts — 401(k)s, IRAs, Roth conversions, HSAs, RMDs, and contribution limits.

19 tools

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401(k) Calculator

Project a 401(k) balance at retirement with employee and employer contributions.

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401(k) Contribution Calculator

Calculate per-paycheck 401(k) contributions needed to hit an annual target.

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401(k) Early Withdrawal Penalty Calculator

Estimate taxes, penalties, and net proceeds from an early 401(k) withdrawal.

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401(k) Employer Match Calculator

Estimate employer matching contributions and missed match value.

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403(b) Calculator

Project 403(b) retirement balance with employee and employer contributions.

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457(b) Calculator

Project 457(b) balance and contribution percentage by retirement.

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Backdoor Roth Calculator

Estimate pro-rata tax and future tax-free value from a backdoor Roth contribution.

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HSA Retirement Calculator

Project HSA balance as a retirement savings vehicle after medical withdrawals.

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Mega Backdoor Roth Calculator

Calculate after-tax 401(k) contribution capacity for a mega backdoor Roth strategy.

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Required Minimum Distribution (RMD) Calculator

Calculate required minimum distribution amount from retirement account balance and age.

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Retirement Contribution Limit Calculator

Estimate total annual retirement contribution capacity across selected account types.

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Roth IRA Calculator

Project Roth IRA balance and tax-free growth by retirement.

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Roth IRA Conversion Calculator

Estimate tax cost and future value impact of converting Traditional IRA assets to Roth.

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Roth vs Traditional IRA Calculator

Compare after-tax retirement value of Roth and Traditional IRA contributions.

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SEP IRA Calculator

Estimate maximum SEP IRA contribution for self-employed income.

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SIMPLE IRA Calculator

Project SIMPLE IRA balance with employee and employer contributions.

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Solo 401(k) Calculator

Estimate maximum Solo 401(k) contribution for a one-person business.

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Traditional IRA Calculator

Project Traditional IRA balance and estimated after-tax retirement value.

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TSP Calculator

Project Thrift Savings Plan balance with agency automatic and matching contributions.

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