Closing Cost Calculator
Estimate buyer closing costs, prepaids, total closing costs, and cash to close.
Loan Closing Costs
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Prepaids and Escrows
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Total Closing Costs
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Estimated Cash to Close
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Guide
How it works
Use this calculator to estimate home buyer closing costs.
What this calculator does
The closing cost calculator estimates loan closing costs, prepaids, total closing costs, and cash to close.
Closing Cost Formula
Total Closing Costs = Loan Amount x Closing Cost Rate + Prepaids
Example calculation
If your loan amount is 320,000, closing cost rate is 3%, and prepaids are 3,000, estimated closing costs are 12,600.
When to use this calculator
- planning cash to close
- estimating buyer costs
- comparing lender estimates
- preparing a home purchase budget
FAQs
Are closing costs the same everywhere?
No. They vary by lender, property, location, and loan program.
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