Dividend Reinvestment (DRIP) Calculator

Project portfolio value when dividends are reinvested over time.

Value With DRIP

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Value Without Reinvestment

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Reinvestment Benefit

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Projected Annual Dividend

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Guide

How it works

Use this calculator to estimate the effect of reinvesting dividends.

What this calculator does

The DRIP calculator projects portfolio value with dividends reinvested and compares it with price growth alone.

DRIP Formula

Ending Value = Starting Value x (1 + Dividend Yield + Price Growth)^Years

This is a simplified annual compounding estimate.

Example calculation

If a 25,000 portfolio has a 3% dividend yield and 5% price growth for 20 years, the calculator estimates the value with dividend reinvestment.

When to use this calculator

  • comparing dividend reinvestment against cash payouts
  • estimating compounding from dividends
  • planning long-term income portfolios
  • modeling dividend growth assumptions

FAQs

What does DRIP mean?

DRIP stands for dividend reinvestment plan.

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