Dividend Reinvestment (DRIP) Calculator
Project portfolio value when dividends are reinvested over time.
- Last reviewed
- July 8, 2026
- Cost
- Free to use
- Data
- Runs in your browser
Value With DRIP
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Value Without Reinvestment
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Reinvestment Benefit
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Projected Annual Dividend
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Methodology
How this calculator handles inputs
This calculator uses the values you enter above and applies the formula explained in the guide below. Results update in the browser and are intended for quick planning, comparison, and sanity-checking.
- Use consistent periods, currencies, and units across inputs.
- Review any assumptions before using the result in a decision.
- Recalculate when rates, prices, tax rules, or business terms change.
Important note
This tool provides general planning information only. It is not tax, legal, financial, accounting, or investment advice. Check the current rules for your location and speak with a qualified professional before making a high-stakes decision.
Guide
How it works
Use this calculator to estimate the effect of reinvesting dividends.
What this calculator does
The DRIP calculator projects portfolio value with dividends reinvested and compares it with price growth alone.
DRIP Formula
Ending Value = Starting Value x (1 + Dividend Yield + Price Growth)^Years
This is a simplified annual compounding estimate.
Example calculation
If a 25,000 portfolio has a 3% dividend yield and 5% price growth for 20 years, the calculator estimates the value with dividend reinvestment.
When to use this calculator
- comparing dividend reinvestment against cash payouts
- estimating compounding from dividends
- planning long-term income portfolios
- modeling dividend growth assumptions
FAQs
What does DRIP mean?
DRIP stands for dividend reinvestment plan.
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