Home Equity Calculator
Calculate home equity, equity percentage, current LTV, and estimated accessible equity.
Home Equity
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Equity Percentage
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Current LTV
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Estimated Accessible Equity
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Guide
How it works
Use this calculator to estimate your home equity and borrowing capacity.
What this calculator does
The home equity calculator estimates equity, equity percentage, current loan-to-value, and accessible equity.
Home Equity Formula
Home Equity = Home Value - Mortgage Balance
Example calculation
If your home is worth 500,000 and your mortgage balance is 300,000, your home equity is 200,000.
When to use this calculator
- checking homeowner equity
- estimating borrowing capacity
- preparing for a HELOC
- reviewing loan-to-value
FAQs
Is accessible equity the same as total equity?
No. Lenders usually limit borrowing to a maximum loan-to-value.
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