Mutual Fund Fee Calculator

Estimate how mutual fund expense ratios affect investment value over time.

Value After Fees

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Value Before Fees

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Fee Drag

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First-Year Fee

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Guide

How it works

Use this calculator to estimate the long-term effect of mutual fund fees.

What this calculator does

The mutual fund fee calculator compares projected value before and after expense ratio drag.

Mutual Fund Fee Formula

Net Return = Gross Return - Expense Ratio

The calculator compounds the investment using the net return.

Example calculation

If you invest 50,000 with a 7% gross return and 0.75% expense ratio for 20 years, the calculator estimates fee drag over time.

When to use this calculator

  • comparing mutual funds
  • checking expense ratio impact
  • estimating long-term fee drag
  • reviewing fund costs

FAQs

What is an expense ratio?

An expense ratio is the annual fund operating cost expressed as a percentage of assets.

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