Portfolio Rebalancing Calculator

Calculate how much to buy or sell to rebalance stocks, bonds, and cash to target percentages.

Portfolio Value

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Buy/Sell Stocks

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Buy/Sell Bonds

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Buy/Sell Cash

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Guide

How it works

Use this calculator to estimate trades needed to rebalance a portfolio.

What this calculator does

The portfolio rebalancing calculator compares current holdings with target allocations and estimates buy or sell amounts.

Rebalancing Formula

Trade Amount = Target Dollar Amount - Current Dollar Amount

Positive values mean buy more. Negative values mean reduce that holding.

Example calculation

If a portfolio has too much stock exposure relative to the target, the calculator shows how much stock value to reduce and where to add.

When to use this calculator

  • annual or quarterly rebalancing
  • adjusting risk
  • planning new contributions
  • checking drift from target allocation

FAQs

Do I have to sell to rebalance?

Not always. New contributions can sometimes bring the portfolio closer to target.

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