Calculator category
Mortgages & Home Calculators
Estimate mortgage affordability, refinancing, payoff timelines, PMI, home equity, closing costs, insurance, and rent vs buy decisions.
- Calculators
- 21 tools
- Cost
- Free to use
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- No signup required
Category guide
What you can calculate here
This hub collects free tools for mortgages & home calculators. Use the calculators below to test assumptions, compare scenarios, and move from rough estimates to clearer next steps.
Start with
- 15-Year vs 30-Year Mortgage Calculator
Compare monthly payments and total interest savings for 15-year and 30-year mortgages.
- ARM vs Fixed Mortgage Calculator
Compare fixed mortgage payments with ARM intro and adjusted payment scenarios.
- Biweekly Mortgage Calculator
Estimate mortgage interest savings and payoff acceleration from biweekly payments.
- Closing Cost Calculator
Estimate buyer closing costs, prepaids, total closing costs, and cash to close.
- Down Payment Calculator
Calculate the required down payment, estimated loan amount, savings gap, and saved percentage.
- Extra Mortgage Payment Calculator
Estimate interest and time saved by making extra mortgage payments.
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15-Year vs 30-Year Mortgage Calculator
Compare monthly payments and total interest savings for 15-year and 30-year mortgages.
mortgages-home
ARM vs Fixed Mortgage Calculator
Compare fixed mortgage payments with ARM intro and adjusted payment scenarios.
mortgages-home
Biweekly Mortgage Calculator
Estimate mortgage interest savings and payoff acceleration from biweekly payments.
mortgages-home
Closing Cost Calculator
Estimate buyer closing costs, prepaids, total closing costs, and cash to close.
mortgages-home
Down Payment Calculator
Calculate the required down payment, estimated loan amount, savings gap, and saved percentage.
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Extra Mortgage Payment Calculator
Estimate interest and time saved by making extra mortgage payments.
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HELOC Calculator
Estimate HELOC available credit, interest-only payment, amortizing payment, and utilization.
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Home Equity Calculator
Calculate home equity, equity percentage, current LTV, and estimated accessible equity.
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Home Equity Loan Calculator
Estimate available home equity, borrowing capacity, and home equity loan payment.
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Home Insurance Calculator
Estimate annual and monthly home insurance premiums from replacement cost and premium rate.
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House Affordability Calculator (income-based)
Estimate an income-based maximum home price using income, debts, rate, term, down payment, and housing ratio.
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Mortgage Affordability Calculator
Calculate mortgage affordability from income, debts, rate, term, and deposit assumptions.
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Mortgage Amortization Calculator
Calculate mortgage payment, total interest, and first-month principal from loan amount, rate, and term.
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Mortgage Interest Deduction Calculator
Estimate potential tax savings from deductible mortgage interest and a marginal tax rate.
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Mortgage Payoff Calculator
Estimate how long it takes to pay off a mortgage from balance, rate, payment, and extra payments.
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Mortgage Points Calculator
Calculate mortgage discount point cost and break-even time from monthly payment savings.
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Mortgage Refinance Calculator
Estimate refinance monthly savings, net savings, and break-even time.
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PMI Calculator
Estimate private mortgage insurance from home price, down payment, loan-to-value, and PMI rate.
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Property Tax Calculator
Estimate annual and monthly property tax from property value and local tax rate.
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Rent vs Buy Calculator
Compare monthly renting costs with estimated mortgage, tax, and insurance costs for buying.
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Reverse Mortgage Calculator
Estimate reverse mortgage proceeds after mortgage payoff, closing costs, and principal limit assumptions.
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