Mortgages & Home Calculators

Estimate mortgage affordability, refinancing, payoff timelines, PMI, home equity, closing costs, insurance, and rent vs buy decisions.

21 tools

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15-Year vs 30-Year Mortgage Calculator

Compare monthly payments and total interest savings for 15-year and 30-year mortgages.

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ARM vs Fixed Mortgage Calculator

Compare fixed mortgage payments with ARM intro and adjusted payment scenarios.

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Biweekly Mortgage Calculator

Estimate mortgage interest savings and payoff acceleration from biweekly payments.

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Closing Cost Calculator

Estimate buyer closing costs, prepaids, total closing costs, and cash to close.

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Down Payment Calculator

Calculate the required down payment, estimated loan amount, savings gap, and saved percentage.

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Extra Mortgage Payment Calculator

Estimate interest and time saved by making extra mortgage payments.

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HELOC Calculator

Estimate HELOC available credit, interest-only payment, amortizing payment, and utilization.

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Home Equity Calculator

Calculate home equity, equity percentage, current LTV, and estimated accessible equity.

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Home Equity Loan Calculator

Estimate available home equity, borrowing capacity, and home equity loan payment.

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Home Insurance Calculator

Estimate annual and monthly home insurance premiums from replacement cost and premium rate.

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House Affordability Calculator (income-based)

Estimate an income-based maximum home price using income, debts, rate, term, down payment, and housing ratio.

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Mortgage Affordability Calculator

Calculate mortgage affordability from income, debts, rate, term, and deposit assumptions.

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Mortgage Amortization Calculator

Calculate mortgage payment, total interest, and first-month principal from loan amount, rate, and term.

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Mortgage Interest Deduction Calculator

Estimate potential tax savings from deductible mortgage interest and a marginal tax rate.

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Mortgage Payoff Calculator

Estimate how long it takes to pay off a mortgage from balance, rate, payment, and extra payments.

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Mortgage Points Calculator

Calculate mortgage discount point cost and break-even time from monthly payment savings.

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Mortgage Refinance Calculator

Estimate refinance monthly savings, net savings, and break-even time.

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PMI Calculator

Estimate private mortgage insurance from home price, down payment, loan-to-value, and PMI rate.

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Property Tax Calculator

Estimate annual and monthly property tax from property value and local tax rate.

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Rent vs Buy Calculator

Compare monthly renting costs with estimated mortgage, tax, and insurance costs for buying.

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Reverse Mortgage Calculator

Estimate reverse mortgage proceeds after mortgage payoff, closing costs, and principal limit assumptions.

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